TASK: Model the number of claims and the claim amount. This data set is based on one-year vehicle insurance policies taken out in 2004 or 2005. There are 67856 policies, of which 4624 (6.8%) had at least one claim. Variables: veh_value vehicle value, in $10,000s exposure 0-1 clm occurrence of claim (0 = no, 1 = yes) numclaims number of claims claimcst0 claim amount (0 if no claim) veh_body vehicle body, coded as BUS CONVT = convertible COUPE HBACK = hatchback HDTOP = hardtop MCARA = motorized caravan MIBUS = minibus PANVN = panel van RDSTR = roadster SEDAN STNWG = station wagon TRUCK UTE - utility veh_age age of vehicle: 1 (youngest), 2, 3, 4 gender gender of driver: M, F area driver's area of residence: A, B, C, D, E, F agecat driver's age category: 1 (youngest), 2, 3, 4, 5, 6